Dave Ramsey class update

Finished the Dave Ramsey class and loved it.  I highly recommend it to everyone.  Dave is a very accomplished man and a good speaker.  He is not afraid to tell of his mistakes in the hopes that others do not fall into the same traps.  He has gone from millionaire to bankruptcy to millionaire on more than one occasion.   I realized I had made many mistakes myself when it comes to money.  My favorite quote from Dave is, "live like no one else, so later you can live and give like no one else." 
I am a big believer in giving to the Church and other reputable charities.   My dear hubby and I have always  given, since we were married.  There were times in the early part of our marriage that we struggled to make the ends meet but, we never changed our giving.  I firmly believe that we are where we are today because we give.  I guess that is why I like Daves' philosophy so much.  He wants to help people grow their wealth so that they can share their wealth with those in need.  Imagine what our world would be like if nobody was in debt and could share what they had with others.  WOW!!  How cool that would be.  I have been a fan of Dave's for many years but, was only able to take his class this year.   I will tell a tale on myself today, in all my years I have never balanced my checkbook.  I know, how dumb is that?  I am very proud to say that I now balance my checkbook and I do a zero based budget every month before the month begins.  Thank you Dave!!  Those little steps just give you so much power over your money.  The budget allows you to tell your money where to go, instead of saying at the end of the month, where did all my money go.   With the help of Daves' class and Craig our teacher we have no credit card debt and are paying like crazy  on the car and next is the house.  We are on our way to being debt FREE!!!!!!  Check out Dave's website       www.daveramsey.com   Just a little tip from frugal me, you can check his books out at the library and you can also pick them up at the used book store sometimes.   The first Dave book I bought was from the used book store.  Here are some of his titles that I like:  The Total Money Makeover, Financial Peace Revisited, and The Complete Guide to Money.